About Insurance Risk Solutions

Our proven process

Through our process, our clients gain an understanding that insurance is just one part in the whole risk-management program. As your adviser, it’s our job to help you protect yourself, your business and your family.


Meet and review

We’ll come to you for a face-to-face discussion. It’s a fact-finding mission where we’ll find out where everything fits—what your business does, what assets it has and what cover it needs


Create a risk plan

We then go through a risk identification, assessment and minimisation process that’s relevant to your business’s size, scope and activity. 


Risk transfer/retention

Then we advise you on how you can transfer some risks away from your business and what risks you retain.

Why choose to partner with us?

Northern Territory small and medium enterprise choose us for our honest and expert advice and our commitment to maintaining long term local relationships.

You’ll get a tailored risk solution for your business

With an online or aggregator product, it’s likely you’ll be over-insured, underinsured or not insured at all in some areas. That means you’ll either be paying too much or when you need to claim, you won’t be covered. Working with our experienced advisers, we'll put together a customised insurance package that fits your business needs.

You know that we know our products inside out

We actually read the product disclosure statement (PDS). We know what’s in it and what’s covered. We apply all that knowledge to every client we work with.

You’re dealing with highly experienced, local people

With Insurance Risk Solutions, you deal with dedicated advisers who care about your business success. Access our decades of combined experience.

About Insurance Risk Solutions

A community driven local business

Insurance Risk Solutions has been working with Northern Territory businesses for more than 25 years. Its managers, Brett Hagan and Jo Day, have 45 years of local industry experience between them.

Our clients are very much like us—family-owned businesses with a strong community focus. They trust us as their personal risk advisers. To understand them and their business and recommend the right program for where they’re at.

We are part of one of Australia’s largest insurance buying groups, and we create customised insurance packages to fit you and your budget—not the other way around. We don’t pull a product off a shelf and try to make it fit. And unlike most, we’ll stop you from taking cover you don’t need.

Need help with your insurance?

We're here to help. Simply send us an enquiry and we'll be in touch to book in your free consultation to learn about your business and review your insurance needs.

We're different, and here's why

We’re local, family owned and Territory-proud

IRS has been part of the Territory for 25 years. We’re community focussed, and we work for like-minded, family-owned Territory businesses.

We work for you

We are insurance advisers that advise and support our clients—you.

We’re always here for you

Almost anyone can sell insurance these days. But without proper, professional advice and support—especially at claim time—your policy may not be worth the paper it’s printed on.

We come to you

We know your time is valuable and that every minute you’re out of your business is costing you money. We reduce that cost by coming to you for the initial assessment.

We won’t only call when we want something

Our clients are much more to us than a line in a spreadsheet or a signature on a renewal form.

We will handle your claim—start to finish

If you need to claim, we handle it. We deal with the insurer, help you prepare the paperwork and present the claim properly. More on our claims service.

We go into bat for you in workers’ comp cases

We’ve seen too many employers create fictitious jobs for injured workers only to lose out badly in the long run. We advocate for employers and have saved them thousands. More on our employer advocacy service.

Our partner

Insurance Advisernet Australia Pty Ltd is one of the largest Insurance Advisers in Australia and has a reputation for delivering innovative products, quality services and competitive premiums.

They provide professional broking services to a variety of business sectors using close bonds with competitive specialist insurers to supply comprehensive, affordable and tailored protection for our clients.

About Insurance Risk Solutions

Insurance Advisernet Australia was founded in 1996 and Insurance Advisernet New Zealand in 2006. Today we’re one of the largest and most respected general insurance businesses in Australia and New Zealand, with an ever growing network of over 200 authorised insurance advice practices. We’re also part of the ASX-listed AUB Group (Austbrokers), with more than 450,000 clients and $4.5 billion in gross written premiums. This brings us unrivalled strength and buying power for our clients, spanning every major insurer in Australasia as well as direct access to major overseas insurers. Insurance Advisernet were the 2018 industry winners for Authorised Representative Network of the Year, awarded by ANZIIF and Insurance Business Australia.

Explore insurance for your industry

The right cover fits you, your business, and your budget. 

Find out how we'll put the right package in place to suit your unique risks.

About Insurance Risk Solutions