Let’s begin the journey

At IRS, we take our clients on a journey to arrive at the best outcome for them. As your business grows and changes and takes on different risks, we review and adjust your insurance and risk cover so you’re properly protected at every stage for the things you need—not the things you don’t.

Our proven process

Through our process, our clients gain an understanding that insurance is just one part in the whole risk-management program. As your adviser, it’s our job to help you protect yourself, your business and your family.

Meet and review

Meet and review

We’ll come to you for a face-to-face discussion. It’s a fact-finding mission where we’ll find out where everything fits—what your business does, what assets it has and what cover it needs

Create a risk plan

Create a risk plan

We then go through a risk identification, assessment and minimisation process that’s relevant to your business’s size, scope and activity. 

Risk transfer/retention

Risk transfer/retention

Then we advise you on how you can transfer some risks away from your business and what risks you retain.

Why choose to partner with us?

Northern Territory small and medium enterprise choose us for our honest and expert advice and our commitment to maintaining long term local relationships.

You’ll get a tailored risk solution for your business

With an online or aggregator product, it’s likely you’ll be over-insured, underinsured or not insured at all in some areas. That means you’ll either be paying too much or when you need to claim, you won’t be covered. Working with our experienced advisers, we'll put together a customised insurance package that fits your business needs.

You know that we know our products inside out

We actually read the product disclosure statement (PDS). We know what’s in it and what’s covered. We apply all that knowledge to every client we work with.

You’re dealing with highly experienced, local people

With Insurance Risk Solutions, you deal with dedicated advisers who care about your business success. You’ll have Brett and Jo’s decades of combined experience at your disposal.

Why choose to partner with us?

Kind words from our Territory clients

The team at Insurance Risk Solutions walk us through what is important, what it means and why different insurance protection is needed. At claim time, they are waiting to take our call and give us personal attention to ensure we are not disadvantaged during the process. Marie-Clare Bothby, All Financial Services
When we were telling a friend about our insurance woes, they recommended we contact Insurance Risk Solutions. Their knowledge and experience was invaluable and they sorted out years of concerns in a few weeks. We find the teams’ proficiency and service consistently outstanding and highly recommend them. Leah Williams, ShadeTech

You know how we work, now find out about the services we provide

Drawing on our buying power through Insurance Advisernet Australia, we provide customised insurance packages to fit your business. As your authorised representative, we're also your trusted advisers who keep your cover up to date, help you through the claims process and provide a unique employer advocacy service.

Let’s begin the journey