Commercial Motor Vehicle Insurance

Whether you’re a first time driver, insuring a new car or reviewing your current policy, our team of advisors will find the right insurance cover so you can get from A to B without any worries. 

Do I need Commercial Motor Vehicle Insurance?

Most of us would be lost without a car – we rely on it to run our business, visit clients attending worksites or even just to do the banking. When your car is unexpectedly out of action, it can cause a big disruption to daily life. Not to mention a big dent in your bank balance from costly repair bills.

As a registered car owner, you'll automatically have Compulsory Third Party insurance (CTP). This protects you from financial liability should you cause an accident that results in injury to a third party.

However, without any additional insurance cover, you’ll be left financially vulnerable for damages if involved in an accident – even if it’s not your fault. To protect against damage to your car or someone else’s, you must opt for extra cover in the form of Third Party or Comprehensive insurance.

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What can Commercial Motor Vehicle Insurance cover?

Comprehensive

Cover the repair or replacement of your vehicle for incidents including collision, theft, fire and vandalism. It can also cover the repair and replacement of any other vehicles that are damaged by your vehicle in an accident, and damage to property. It is also possible to add additional options to cover sign writing, towing costs, hire car costs.

Third Party

Cover for damage caused by your vehicle to other vehicles or property.

Third Party Fire and Theft

Cover for damage caused by your vehicle to other vehicles or property, plus cover for fire and theft of your own vehicle.

What is not typically covered?

Third Party

This does not cover damage for your own vehicle, only to third party vehicles involved.

Third Party Fire and Theft

This does not cover damage for your own vehicle when involved in a collision.

How we get the right cover for your business

Our team of expert insurance advisors has access to multiple providers to source the motor vehicle cover that fits your specific needs. The journey we take our clients on ensures we reach the best outcome for you, taking all the risks into account and negotiating a competitive price.

Commercial Motor Vehicle Insurance